Principal Guarantee

Downside protection protects your principal while increasing it. There are also products with fixed-rate guarantees. The secret to its popularity is the benefits for both those who want to slowly increase their savings until retirement and those who want to transfer what has already increased to a safer account.

No medical examination required

If you are worried about your health, don't worry - if you have a private pension, you don't need to undergo a medical examination.

Can be received as a lifetime income.

With 401k and mutual funds, even if the money grows, once it's all spent, it's over. But with a personal pension, you can keep receiving it for as long as you live, even if you've used it all up. It's the only account that seems like a lie.

Those who are in the US with a VISA can also join.

You can also join with a VISA. Why not transfer the dollars you have saved before you return to your home country to an account where you can increase your assets before you go back to Japan? This is the best chance for wealthy people in Japan to increase their assets with dollars, which they are desperate to get their hands on.

Receive the money available in the US or Japan

You will need to maintain a US bank account, but once the enrollment process is complete, you can of course continue your membership after returning to your home country.

Just let money sit in an Annuity, and it will grow as principal guarantee.

Put all your money in at once and let it sit.

Your money will grow with a principal guarantee, so it's reassuring even for Japanese people who are afraid of investing.